Financing Progress That Lasts
We invest in people, not just plans. Through accessible credit and thoughtful support, we enable growth that strengthens businesses, families, and communities over time.
Financing Progress. Unlocking Potential.
Inspire Credit Limited exists to turn ambition into action. We support individuals and businesses with responsible, transparent credit designed to protect, empower, and enable sustainable growth. Guided by strong ethical standards and a commitment to financial inclusion, we don’t just fund ideas, we help build lasting opportunity where it matters most.
65%
Women Led Businesses
80%
Loans Processed Digitally
50%
Youth Led Enterprises
3M+
Livelihoods Impacted
Backed by Partners Who Share Our Vision for Growth
Our Culture
Opportunity Without Limits
We exist to unlock potential wherever it lives. By designing inclusive financial solutions, we champion small businesses, women founders, and young innovators to grow boldly and sustainably.
From adaptable credit to customized trade support, we remove constraints so vision can move freely.
More Than Money
We believe finance should go beyond transactions. Every engagement is a long-term commitment to reliability, partnership, and measurable progress.
For thousands of youth- and women-led enterprises, we are not just a financier—we are a dependable growth partner.
Creating Impact That Lasts
Our purpose extends beyond balance sheets. We enable long-term transformation by providing capital that strengthens livelihoods, families, and communities.
When people prosper, entire economies advance. We don’t simply fund ideas—we strengthen the systems around them.
Our Promise
Not a Bank, A Catalyst
We operate differently. No deposits. No rigid checklists. No one-size-fits-all formulas.
We look at the entrepreneur behind the paperwork and the potential beyond the numbers.
Present Where It Matters
Our service footprint spans key regions across Kenya, ensuring businesses can access support close to where they operate. We believe real relationships begin face-to-face.
Growth, Step by Step
Whether you’re starting out or scaling up, we remain invested in your journey—offering guidance, insight, and capital as your ambitions evolve.
Our Values
Integrity Above All
Transparency and accountability guide every decision we make. Trust is earned through consistency, fairness, and responsible financing that empowers without exploitation.
Our track record reflects billions responsibly deployed and millions of lives positively influenced.
Progress That Benefits All
Success, to us, is shared success. We focus on financing that strengthens businesses today while building resilience for tomorrow.
Each loan supports more than a business—it supports families, supply chains, and future generations.
Innovation Rooted in Community
We start by listening. Our solutions are shaped by the real experiences of entrepreneurs, especially those historically underserved.
When women and youth lead, innovation accelerates—and the data proves it.
Everyone deserves a real opportunity to access responsible financial support.
Frequently Asked Questions
Any Kenyan aged 18 years and above with a valid National ID and a reliable source of income can apply. We assess eligibility based on affordability, repayment ability, and character—not just paperwork.
Loan processing is fast and efficient. Once all required documents are submitted and verification is complete, approvals typically take between 24 and 72 hours, depending on the loan type.
Collateral or guarantors may be required depending on the loan product and amount. Some facilities are unsecured, while others may require logbooks, title deeds, or guarantors to enhance approval.
Loan repayments are flexible and can be made via M-Pesa, bank transfer, standing orders, or direct salary check-off, depending on the agreed repayment plan.
We offer a range of financial solutions including personal loans, business loans, salary-based loans, asset financing, and group-based credit facilities. Each product is designed to meet different financial needs.